Bagel with Cream Cheese

Featured in: Everyday Meal Planning

This timeless breakfast favorite combines a warm, crispy bagel with rich, creamy cheese spread. Ready in under 10 minutes, it's endlessly customizable with toppings like smoked salmon, fresh cucumber, tomatoes, or herbs. Perfect for busy mornings when you want something hearty and comforting without the fuss.

Updated on Wed, 14 Jan 2026 13:17:00 GMT
Golden toasted bagel halves spread with creamy cream cheese, topped with fresh dill and red onion. Pin It
Golden toasted bagel halves spread with creamy cream cheese, topped with fresh dill and red onion. | sabortighri.com

Theres something deeply satisfying about the sound of a bagel popping up from the toaster, that sudden ding signaling breakfast is ready. I started making these regularly during my first job out of college, when mornings felt rushed and coffee was my personality. The ritual of slicing, toasting, and spreading became a small anchor in chaotic weekdays. Now, decades later, it still hits the spot on lazy Sundays.

My roommate in college taught me the trick of letting the cream cheese sit out for just five minutes before spreading. She was right, it makes all the difference between tearing the bagel and getting that smooth, satisfying layer. We would sit cross legged on the kitchen floor eating these before our 8 AM classes, still in pajamas.

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Ingredients

  • Bagel: Choose whatever speaks to you today. Everything bagels add savory crunch, plain lets the toppings shine, whole wheat feels virtuous. Just avoid the super fresh ones that are impossible to slice evenly.
  • Cream cheese: Full fat spreads better and tastes richer. Let it soften slightly for the smoothest application. Flavored varieties work but plain is most versatile.
  • Optional toppings: Sliced cucumber adds refreshing crunch. Smoked salmon transforms it into something elegant. Capers bring briny pops that cut through the richness.

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Instructions

Slice your bagel:
Use a serrated knife and gentle sawing motion. The goal is two even halves that will toast at the same rate.
Toast to golden perfection:
Watch closely. You want the surface crisp and lightly browned, not burnt. This usually takes 2 to 3 minutes depending on your toaster.
Spread while warm:
The heat slightly softens the cream cheese into all those lovely bagel nooks and crannies. Be generous.
Add your toppings:
Layer thoughtfully. Heavy ingredients like salmon go first, delicate dill last. Everything should be ready to eat immediately.
Close-up of a fresh bagel with cream cheese and smoked salmon, capers, and tomato slices. Pin It
Close-up of a fresh bagel with cream cheese and smoked salmon, capers, and tomato slices. | sabortighri.com

This became my go to comfort food during a particularly difficult winter. Something about the warmth and familiarity felt like a hug. I started making them for friends who were going through tough times, and it became our unspoken language of care.

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Building the Perfect Bagel Sandwich

Think about texture and flavor contrast when adding toppings. Cream and crunch, rich and acidic, salty and fresh. Layer in a way that each bite has a bit of everything.

Making It Dairy Free

Plant based cream cheeses have improved dramatically. Look for ones with cultured cashew or coconut bases for the most authentic tang and spreadability.

Storage and Make Ahead Tips

Bagged bagels freeze beautifully for up to three months. Thaw overnight in the refrigerator then toast as usual. You can also slice and toast bagels ahead, then wrap tightly for quick assembly later.

  • Never store cream cheese at room temperature longer than two hours
  • Revive slightly stale bagels by sprinkling with water and warming in a 350°F oven for 5 minutes
  • Pre-slice and freeze extra bagels for emergency breakfast situations

A toasted sesame bagel generously slathered with cream cheese and crunchy cucumber rounds for breakfast. Pin It
A toasted sesame bagel generously slathered with cream cheese and crunchy cucumber rounds for breakfast. | sabortighri.com

Sometimes the simplest breakfast is the one that sticks with you longest. Heres to many perfectly toasted mornings ahead.

Recipe FAQs

What type of bagel works best?

Plain, sesame, everything, or whole wheat bagels all work beautifully. Choose your favorite variety or whatever you have on hand. Slightly stale bagels actually toast up exceptionally well.

Can I make this ahead of time?

Best enjoyed fresh and warm, but you can slice and toast bagels in advance. Store cooled toasted halves in an airtight container and quickly reheat before adding cream cheese and toppings.

What are good topping combinations?

Classic lox-style toppings include smoked salmon, capers, red onion, and fresh dill. For a lighter version, try cucumber slices and tomato. Everything bagel seasoning adds wonderful crunch and flavor.

How do I store leftover ingredients?

Keep bagels at room temperature for 1-2 days or freeze for longer storage. Cream cheese lasts weeks refrigerated. Smoked salmon should be used within a few days of opening.

Is there a dairy-free option?

Absolutely. Use plant-based cream cheese alternatives made from nuts or oats. Many dairy-free options spread just as smoothly and taste delicious on a warm toasted bagel.

What's the secret to the perfect toast?

Toast until golden brown with a slight crunch—about 2-3 minutes. The bagel should be warm throughout with a crispy exterior that holds up well against the creamy spread.

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Bagel with Cream Cheese

Golden toasted bagel layered with creamy spread and optional savory toppings for a quick, satisfying morning bite.

Prep Time
5 minutes
Time to Cook
3 minutes
Entire Time
8 minutes
Author Nicole Wagner


Skill Level Easy

Cuisine American

Portions 1 Number of Servings

Diet Information Meat-Free

Ingredient List

Base

01 1 bagel (plain, sesame, whole wheat, or other variety)

Spread

01 2–3 tbsp cream cheese (plain or flavored such as chive, veggie, or smoked salmon)

Optional Toppings

01 Sliced cucumber
02 Sliced tomato
03 Smoked salmon
04 Fresh dill
05 Capers
06 Red onion slices

How to Make It

Step 01

Slice the Bagel: Cut the bagel in half horizontally using a serrated knife to create two even halves.

Step 02

Toast the Bagel: Place both bagel halves in a toaster or under a broiler for 2–3 minutes until golden brown and crispy.

Step 03

Apply Cream Cheese: Spread a generous layer of cream cheese on each warm bagel half while still hot.

Step 04

Add Toppings: Layer any desired toppings such as sliced cucumber, tomato, smoked salmon, fresh dill, capers, or red onion on top of the cream cheese.

Step 05

Serve Immediately: Serve the bagel while still warm for the best texture and flavor experience.

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Tools Needed

  • Serrated knife
  • Toaster or oven
  • Spreading knife

Allergy Details

Go through each item for possible allergens—and seek medical advice for any questions.
  • Contains gluten (bagel) and milk (cream cheese). May contain sesame depending on bagel variety. Check labels for potential traces of nuts or soy in flavored cream cheese.

Nutrition Info (per portion)

These values are for general reference and not a substitute for professional health input.
  • Calorie Count: 350
  • Fats: 10 grams
  • Carbohydrates: 55 grams
  • Proteins: 10 grams

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